Real Estate Agent David Wilson

David Wilson REALTOR®

(910) 690-6446
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109 Sea Urchin Court, Surf City, NC 28445

$825,000.00
  • 109 Sea Urchin Court, Surf City, NC 28445 Main Photo

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Active
BEDS4 BATHS2 full 2 partial SQUARE FEET1,964 MLS#100552067
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONIsland Oaks

Property Description

Tucked beneath a canopy of mature live oaks in the maritime forest, this coastal retreat is located in the highly desirable soundside community of Island Oaks on Topsail Island. The neighborhood offers both beach access and a community boat ramp with deep-water access to the Intracoastal Waterway, making it ideal for boating, fishing, and all things coastal living.The main residence is a three-bedroom home designed with a reverse floor plan to maximize light, views, and outdoor living. The bedroom level includes the primary suite with a private bath, two additional bedrooms, a full guest bath, laundry area, generous storage, and a large screened porch--perfect for relaxing after a day at the beach. The upper level features the main living space with an open-concept living and dining area, a half bath, and a well-appointed kitchen with solid-surface countertops, ample cabinetry, and a pantry. An expansive deck off this level offers ocean views and captures the island breeze, creating an ideal setting for entertaining or unwinding. On the ground level, the home includes a spacious garage with room for vehicles, beach gear, and storage, along with a private, separate living space that functions as a mother-in-law suite/ADU. This area includes its own kitchenette, living space, sleeping area, and bathroom with an attached outdoor shower. Entirely separate from the main living quarters, it offers excellent flexibility for guests, extended family, or potential rental use. Thoughtfully maintained and upgraded, the home features a durable metal roof installed in 2021, rated for over 50 years and often contributing to reduced insurance costs. Both heating and cooling systems were replaced in 2024, offering efficiency and peace of mind, while upgraded windows installed in 2022 come with a lifetime, transferable warranty. The property also benefits from annual termite inspections with no history of damage. Surrounded by mature trees that provide natural wind protection, the home enjoys low-maintenance landscaping suited for coastal living. With major systems already updated and long-term expenses minimized, this property is especially appealing as a beach home or investment, offering added comfort and confidence that big-ticket items have already been taken care of. With access to both the ocean and the sound, multiple outdoor living areas, and flexible living spaces, this Island Oaks home is sure to check all of your boxes.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Heat Pump
Days on Market: 77
Garage: 2 car attached
Heating: Heat Pump, Electric, Forced Air
Lot Size: 0.2 Acres
Roof Type: Metal
Stories: 3.0
Year Built: 1995

Amenities

Entrance Foyer
Apt/Suite
Ceiling Fan(s)
Pantry
Reverse Floor Plan
Outdoor Shower

Feature Descriptions

Appliances: Vented Exhaust Fan, Refrigerator, Range, Disposal, Dishwasher
Association Amenities: Beach Access, Beach Rights, Boat Dock, Cabana, Maintenance Common Areas, Maintenance Roads, Ramp, Cable TV
Exterior: Fiber Cement, Wood Frame
HOA Fee: $300/ Annually
Laundry: In Hall, Laundry Closet
Lot: Cul-De-Sac, Wooded, Deeded Water Access, Sound Side, Water Access Comm
Lot Dimensions: 29X117X117X156
Parcel#: 4224-91-3829-0000
Parking: Concrete, Garage6
Parking Notes: Concrete, Garage6
Patio/Porch: Covered, Deck, Screened, Front Porch, Rear Porch
Security: Smoke Detector(s)
Sewer: Municipal Sewer, Surf City
Special View Info: Ocean
Utilities: Sewer Connected, Water Connected
Water: Public
Water Features: Deeded Water Access, Sound Side, Water Access Comm
Window: Thermal Windows

Room Sizes

Dining Room: 13 X 10 Level - Third
Bedroom 1: 12 X 10 Level - Second
Kitchen: 13 X 12 Level - Third
Living Room: 27 X 13 Level - Third
Bedroom 2: 12 X 10 Level - Second
Bedroom 3: 27 X 14 Level - First
Primary Bedroom: 13 X 11 Level - Second

Local Schools

High School: Topsail
Middle School: Surf City
Elementary School: Surf City

Listed By / Shown By

Listed By

Agency Name: REAL Broker LLC
Agency Phone: 919-348-2585

Shown By

Agent Name: David Wilson
Agent Phone: (910) 690-6446

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Estimated Payment

$ 3,703.42 per month $3,462.79 Principal & Interest $0.00 Property Tax (data not provided by mls) $240.63 Homeowner's Insurance

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